Multiple debit cards
options for multiple debit cards for each account - besides the physical card, you can create up to 5 virtual cards
only allows one card per account with max. 2 sub-accounts (N26 Spaces)
Debit card top-up
Free by linking the main bank's debit card to the Revolut account and transferring with the app. Also with a bank transfer, debit card or credit card. Not with cash.
Only the first top-up is free, then there's a 3% fee every time.
Choice of 3 levels (Standard, Metal, Premium) for both personal and business
Choice of 3 for personal and single for business
Free to withdraw €200 a month then a 2% fee per withdrawal
Three free withdrawals per month then €2 charge per withdrawal.
Access to cryptocurrencies
Supports Bitcoin and cryptocurrency
Supports international transfers
Transfer to 29 currencies with a 0.5% fee for anything above£/€5000 each month plus a flat markup on weekends and in certain currencies
Only via Transferwise - 0.35% - 2.85% depending on the currency
Commission on card transactions in a foreign currency
up to two percent of the amount spent
Type of debit card
offers both Mastercard and Visa
only offers Mastercard
Transferring money to other accounts
to other accounts in the same country is free. 50 cent fee for non-euro transfers e.g. sending sterling to a bank in the UK from Euro country
Free up to a limit of €1,000 a month - after that 0.5% fee.
Exchange conversion rates
Uses Interbank exchange rate with a 1% markup at weekends
applies the Mastercard exchange rate at all times
App language availability
20 languages. Customer support available in English and Polish
5 languages. Customer support available in English, French, Spanish, German and Italian.
GBP or EUR only
Withdrawing cash abroad
withdraw the equivalent of €200 a month free, then 2%
fee Charges a 1.7% fee
Banking license advantages
has a UK banking license, important for business customers in Great Britain.
Has a German banking license, important for business customers in the EU.
Interest on savings
UK saving vault accounts only - 0.8% protected by FSCS up to £85,000
Euro accounts - up to 1.57% protected up to €100,000
Mobile and desktop
Funds top-up methods
Bank transfers, debit/credit card top-up
Cash (DE, IT, AT), bank transfer
Direct debit currencies
EUR & GBP
Can set up recurring payments and direct debit payments to pay for your bills or purchases
Offer features like overdrafts, interest on savings accounts and other functions similar to normal banks (Germany & Austria only)