Securing a gambling license in 2025 is complex. If you want to avoid mistakes, save time, and get your license faster, let MG Gaming handle it. With over almost 2 decades of experience with licensing businesses just like yours, you can trust us to take care of everything so you can focus on your growth.

Operating without a gaming license isn’t just illegal, it’s a surefire way to lose everything: your reputation, your profits, and your ability to process payments. No license, no business. Simple as that. Whether you’re running a casino, sportsbook, or poker site, you can’t afford to skip this step.

 

There are a lot of licensing options out there, but you need the right one for your business model, market, and goals. In this guide, you’ll learn exactly what licenses you need, how to get them, and what it’s going to cost—whether you choose to go through the process yourself or bring in a professional licensing company like MG Gaming to do it.

 

Types of Gambling Licenses in 2025

The gambling license that’s right for you will depend on factors like where the geographic location(s) you’re targeting, the games you’re offering, and how quickly you want to go live. Let us break down the most common types of gambling licenses in 2025, outlining each one’s unique advantages and requirements.

 

License Type Costs & Fees Advantages Process Coverage Markets Covered Best For Setup Time
Nevis €28,000 annual license fee. No hidden costs, no intermediaries. Affordable premium license. Highly credible, crypto-friendly. Direct government licensing. Fast application, approval in a few weeks. Transparent, streamlined process. Minimal bureaucracy. Global (except restricted markets) Non-EU markets, crypto gaming, B2C/B2B models Operators seeking a premium yet affordable license, fast setup, and strong banking access. 2-4 weeks
Curacao €20,000 – €40,000+ depending on services Annual maintenance: €10,000 – €15,000+ per year (license renewals, compliance, and banking solutions) Low costs, quick setup, flexible for most operators. Fast application, 2-4 weeks setup. Minimal documentation required. Global (except restricted markets) Non-EU markets, Global, Crypto gaming Fast setup for international operators, Crypto platforms. 2-4 weeks
Anjouan Initial license cost: ~€17,000. Annual maintenance: ~€2,500. Lower fees than EU-based licenses. Simple process for non-EU markets. Similar to Curacao. Quick approval, around 2-4 weeks. Requires compliance officer. Global (except restricted markets) Non-EU markets, emerging markets Budget-conscious operators, especially for crypto gaming. 2-4 weeks
Malta Initial license cost: ~€30,000. Annual maintenance: ~€10,000. EU-based, high credibility, access to the EU market. Longer approval process (3-6 months). Extensive documentation and KYC checks. EU (with restrictions) EU, UK, North America Operators targeting EU/UK players, high credibility needed. 3-6 months
Isle of Man Initial license cost: ~€25,000. Annual maintenance: ~€7,500. High credibility, excellent reputation in the UK and EU markets. Detailed application, requires financial projections and corporate audits. Global (primarily UK, EU) UK, EU High-reputation operators targeting regulated markets. 3-6 months
Gibraltar Initial license cost: ~€40,000. Annual maintenance: ~€12,000. High trust, strong legal framework, strong EU market access. In-depth application, approval time ~3-5 months. Global (with EU focus) EU, UK, regulated markets High-profile brands, EU/UK-focused operations. 3-5 months
UK Gambling License Application fees: ~£5,000-£50,000. Annual fees depend on operation size. Trusted worldwide, access to a highly regulated market. Strict and thorough application process (6-12 months), requiring extensive due diligence. UK UK Operators targeting the UK market, high regulatory compliance. 6-12 months
Brazil Gaming License Initial license cost: ~€25,000. Annual maintenance: ~€5,000. A growing market, expanding online gambling potential. Newer market, approval time around 6-9 months. Brazil, regional focus Brazil, Latin America Operators targeting Brazil and Latin America. 6-9 months
Web3 Gaming License Varies, often cheaper than traditional licenses. Great for crypto-based gaming platforms. A newer option with faster approval times and minimal compliance requirements. Global (primarily crypto-related) Global Crypto-first, blockchain-based platforms. Varies, generally fast

 

How to Apply for a Gambling License in 2025

The application process for a gambling license varies depending on the jurisdiction, but there are common steps you’ll need to take no matter where you apply.

 

Step 1: Choose the Right Jurisdiction

The right llcensing jurisdiction is the foundation of your entire operation. If you’re aiming for emerging markets, Curacao or Anjouan are solid choices. They offer low costs, fast setup, and the flexibility you need to get your business up and running quickly. But let’s be clear: these licenses won’t carry the same weight in regulated markets like the EU or UK.

 

If you’re targeting those regulated markets, then Malta or the Isle of Man are the way to go. But be prepared for a lengthy approval process and high fees. These licenses come with the credibility you need to build a high-profile brand but at a much higher cost.

 

At the end of the day, pick a jurisdiction that aligns with your goals. Don’t fall for flashy licenses that look good on paper but don’t serve your actual needs.

 

Step 2: Gather the Required Documents

Once you’ve selected your jurisdiction, you need to gather the required documents. This part is critical. Getting your paperwork right is non-negotiable. If you miss something, expect delays, extra costs, or worse, a rejected application.

Here’s what you’ll need in most cases:

 

  • Company Formation Documents: You’ll need proof of your company’s existence, such as your Articles of Incorporation or Memorandum of Association.
  • Shareholder and Director Details: Submit personal information for each of your shareholders and directors, including identity proof (e.g., passport, utility bill) and possibly criminal background checks, depending on the jurisdiction.
  • Source of Funds Declaration: You’ll need to explain where your capital comes from. Be prepared to show your financial statements, personal assets, and potentially the financial history of the shareholders and key players.
  • Business Plan: A detailed document explaining your business model, your operational plans, financial projections, and how you will comply with local regulations. This is a must-have for most jurisdictions.
  • Responsible Gambling Policy: Outlining your commitment to responsible gambling. Some jurisdictions are stricter than others, but expect to provide a clear policy on how you’ll handle problem gambling.
  • Anti-Money Laundering (AML) and Know Your Customer (KYC) Procedures: Expect to outline how your business will monitor and comply with global AML and KYC regulations, especially for online gaming.
  • Software Compliance and RNG Certification: If you’re running an online casino or betting site, you will need a certified Random Number Generator (RNG) report to ensure the fairness of your games.
  • Compliance Officer Details: Most jurisdictions require you to appoint a compliance officer. This individual cannot be a shareholder or director but must ensure that the business remains compliant with all licensing regulations. Their personal details (including proof of identity) will need to be submitted.

Some jurisdictions might ask for additional documentation depending on the nature of your business (e.g., sports betting or cryptocurrency). Expect a detailed audit of your finances and a deep dive into your business practices.

 

In short, don’t take shortcuts. The more organized you are, the faster the process will be. If you’re not familiar with this process, hiring a specialist like MG Gaming will save you a lot of time and headache.

 

Step 3: Submit Your Application

With your documents ready, it’s time to submit your application. Make sure everything is accurate—missing or incorrect information can cause delays.

 

For Anjouan, Curacao, and Malta, you’ll submit everything online through their official licensing portals. These systems are straightforward, but pay attention to document formatting and file types. You’ll need to upload scanned copies of required documents like your business plan, shareholder details, and compliance policies. In the UK and Isle of Man, the process is similar but may require hard copies of certain documents, especially financial statements and proof of funds.

 

Ensure the application form is filled out completely and accurately, especially in areas like your company structure and financial details. Mistakes here can lead to unnecessary delays or additional scrutiny. For most jurisdictions, the review period can take several weeks to months. During this time, be prepared for follow-up requests for more documentation or clarifications.

 

Step 4: Pay the Application Fee

Once your application is submitted, you’ll need to pay the associated application fee. This can range from a few hundred dollars to several thousand, depending on the jurisdiction.

 

For example, Curacao charges a relatively affordable fee, around €2,000-€3,000 for the license, which includes the application processing. Malta and the Isle of Man, on the other hand, have much higher fees, typically starting at €10,000-€15,000 for the initial application, plus annual renewal fees.

 

The fee is typically non-refundable, even if your application is rejected, so make sure your documents are in order before submitting the payment.

 

Step 5: Await the Review and Approval

After submitting your application and paying the fee, you’ll enter the review phase. This can be one of the most nerve-wracking parts of the process.

 

Curacao is relatively quick compared to others, typically taking around 4-6 weeks for approval if everything is in order. Anjouan is also fast, usually taking about 2-4 weeks for approval, provided there are no issues with your application.

 

For more regulated markets like Malta and the Isle of Man, expect a much longer waiting period, often up to 3-6 months. They have stricter due diligence processes, especially for operators who are targeting EU and UK markets.

 

During this period, the authorities will review your application thoroughly. If anything’s missing or unclear, you may be asked for further documentation. It’s essential to stay on top of this and respond quickly to avoid any delays. Once approved, you’ll receive your official license, and you can begin operating legally.

 

Step 6: Maintain Compliance and Renew Your License

You’ve obtained your gambling license. But the work doesn’t stop here. To keep your license active and your operations running smoothly you’ll have to ensure ongoing compliance.

 

Licensing authorities, like Curacao, Anjouan, Malta, or the Isle of Man, all expect you to check in regularly. This means submitting your annual financial reports, tax filings, and proving you’re still meeting responsible gambling standards. If you’re dealing with regulated markets like the UK or EU, expect more paperwork. In places like Anjouan and Curacao, compliance is simpler and faster, but you still need to keep your ducks in a row.

 

And don’t even think about ignoring AML or KYC rules. Slip-ups, even small ones, can result in fines or losing your license. Anjouan might not be as strict as the big guys like Malta, but they still expect you to follow the basics. Don’t let that lull you into complacency.

 

Curacao and Anjouan make it easier with lower renewal fees, but still, you need to budget for them. The Isle of Man and Malta have a more expensive and time-consuming renewal process, but if you’re aiming for legitimacy in the EU or UK, their reputation is worth it.

 

Step 7: Prepare for Audits and Inspections

Depending on your jurisdiction, audits can range from routine paperwork checks to full-blown site inspections.

 

Curacao and Anjouan generally have fewer inspections compared to more heavily regulated regions like Malta or the Isle of Man, but that doesn’t mean they don’t happen. These authorities will want to ensure you’re following your AML and KYC procedures, that your games are fair, and that your business is operating in a transparent, compliant manner.

 

For Curacao and Anjouan, expect a more relaxed approach. But Malta and the Isle of Man? You’ll face regular inspections, often with a much stricter eye. Get used to providing detailed reports and responding promptly to any questions or concerns they might have.

 

The key here is to always be audit-ready. Keep your documentation and business practices up to date. Not doing so can result in penalties, fines, or worst-case scenario, license revocation.

 

Step 8: Marketing and Advertising with Your License

Each jurisdiction has its own marketing rules. Curacao and Anjouan are more lenient, while Malta and the Isle of Man have stricter standards, especially for advertising in the EU and UK. Follow responsible gambling and player protection guidelines to stay compliant.

 

License Type Advertising Rules Responsible Gambling Market Restrictions Promotions & Bonuses
Nevis Ads must be transparent, with no misleading claims. Website must include full policy disclosures. Responsible gaming, self-exclusion, and underage protection policies are mandatory and must be displayed site-wide. Strictly geo-blocked in countries like US, UK, France, Germany, and FATF-blacklisted jurisdictions. Promotions must follow documented policies (KYC, AML, RG). All terms must be clearly stated and accessible.
Curacao Flexible but no misleading ads. Transparent advertising required. Responsible gambling links must be included in ads. Can market globally but must avoid restricted regions like the US, UK, France. No strict rules, but promotions must comply with international laws.
Anjouan Similar to Curacao with some flexibility. No misleading ads allowed. Promote responsible gambling tools and links in ads. Avoid targeting restricted jurisdictions such as the US, UK, and others. No heavy regulation on promotions, but must adhere to international standards.
Malta Strict, must comply with EU advertising rules. No misleading claims. Mandatory responsible gambling messages in all ads. Ads must link to support organizations. Ads must comply with EU regulations and data protection laws (GDPR). Must avoid targeting minors and vulnerable groups. Promotions must be clear and transparent. Must follow EU guidelines for bonuses.
Isle of Man Ads must be transparent and not misleading. Must include responsible gambling messages in all ads. Ads must follow EU laws (GDPR). Cannot target heavily restricted markets. Promotions and bonuses must be clear, fair, and comply with anti-money laundering standards.
Gibraltar Ads must comply with UK regulations and be transparent. Must include responsible gambling links and tools. Must adhere to UK market standards. Promotions must be fair and include terms and conditions.
UK Gambling License Must follow UK Gambling Commission rules. No misleading advertising. Responsible gambling tools must be promoted. Strict adherence to UK laws. Cannot target minors or vulnerable groups. Must be fair, clear, and provide complete details of terms and conditions.
Isle of Man Ads must be transparent and follow local regulations. Must include responsible gambling messages and links. Follow UK/EU laws; no targeting restricted markets. Promotions must be fair and meet anti-money laundering standards.
Costa Rica Flexible, but must not mislead consumers. Responsible gambling measures should be visible. No restrictions on most markets, but be cautious of local laws. Flexible but must be compliant with general industry standards.
Kahnawake Ads must comply with Canadian laws, clear and truthful. Must include responsible gambling tools. Strict with any advertising or targeting of minors. Must adhere to all responsible gambling and AML guidelines.

 

Step 9: Understand the Costs of Operating with a License

Operating with a gambling license comes with costs, and understanding these fees upfront is crucial.

Some licenses, like Curacao and Anjouan, are low-cost, while others, like Malta and the Isle of Man, require a higher investment. A Curacao gaming license may cost around €2,000-€3,000 annually, while Malta and the Isle of Man start at €10,000-€15,000 per year, not including any additional costs like auditing, compliance officers, or software testing.

 

You’ll also need to factor in the cost of AML and KYC systems, which can add up depending on the jurisdiction and the volume of players you handle. Don’t forget the fees for banking and payment processing, especially if you plan to deal with high-risk jurisdictions.

 

Step 10: Renew Your License on Time

What you need to know about license renewal:

 

Nevis License Renewal

  • Renewal Frequency: Annual.
  • Renewal Requirements: Submission of updated KYC documents, proof of ongoing AML compliance, responsible gaming policies, and system audits (including RNG certifications).
  • Renewal Costs: €27,000 annually.
  • Process: Structured renewal via NOGA with full documentation. Must maintain certified policies, updated compliance, and geo-blocking enforcement for restricted regions.
  • Note: Nevis emphasizes strict but operator-friendly compliance. Renewal ensures regulatory integrity while maintaining smooth operational continuity.

Curacao License Renewal

  • Renewal Frequency: Annual.
  • Renewal Requirements: Submit annual financial reports, AML/KYC updates, proof of compliance with restricted countries regulations.
  • Renewal Costs: Typically €2,000 annually.
  • Process: Simple renewal with minimal documentation. Ensure compliance and avoid violations, especially with restricted countries.
  • Note: Curacao remains relatively lenient with compliance but requires consistent documentation. Failure to adhere to basic requirements can result in fines or revocation.

Anjouan License Renewal

  • Renewal Frequency: Annual.
  • Renewal Requirements: Submit financial documents, AML/KYC compliance status, and operational updates.
  • Renewal Costs: Around €2,500 per year.
  • Process: Quick and simple renewal process.
  • Note: While Anjouan is lenient compared to other jurisdictions, compliance with key standards remains critical. Ignoring restricted country rules can result in penalties.

Malta License Renewal

  • Renewal Frequency: Annual with compliance checks.
  • Renewal Requirements: Submit full financial statements, AML/KYC compliance reports, and proof of stable operations.
  • Renewal Costs: €10,000 to €20,000 annually, depending on business scale.
  • Process: Detailed review, including audits and verification of regulatory adherence.
  • Note: Malta is the gold standard for EU licenses, requiring rigorous compliance and documentation. The renewal process is comprehensive, ensuring your operations meet EU regulations.

Isle of Man License Renewal

  • Renewal Frequency: Annual.
  • Renewal Requirements: Submit financial documents, AML/KYC updates, and operational changes.
  • Renewal Costs: €7,500 to €12,000 annually.
  • Process: Detailed renewal process, including audits and compliance checks.
  • Note: Isle of Man’s reputation in the UK/European market demands thorough and ongoing compliance. Renewal costs are higher, but the license offers credibility in regulated markets.

Gibraltar License Renewal

  • Renewal Frequency: Annual.
  • Renewal Requirements: Submit financial reports, AML/KYC documentation, and operational updates.
  • Renewal Costs: Typically €12,000 to €15,000 annually.
  • Process: High-level scrutiny, with regular audits and full transparency required.
  • Note: Gibraltar is ideal for operators targeting the EU/UK markets, offering high credibility but also strict compliance.

UK Gambling License Renewal

  • Renewal Frequency: Annual.
  • Renewal Requirements: Detailed financial reports, AML/KYC documentation, and updates on operational changes.
  • Renewal Costs: Approximately £5,000 annually, with higher fees for larger operators.
  • Process: Extensive review, including routine inspections and reporting.
  • Note: The UK Gambling License demands full regulatory adherence, offering credibility for operations targeting the UK market.

Brazil Gaming License Renewal

  • Renewal Frequency: Annually.
  • Renewal Requirements: Submit comprehensive financials, AML/KYC updates, and operational transparency.
  • Renewal Costs: Costs typically range between €7,000 to €10,000.
  • Process: Detailed submission requirements, including regional licensing authorities’ oversight.
  • Note: Brazil is an emerging market for online gaming, so license requirements are still evolving. Expect a more complex regulatory environment as the market matures.

 

Restricted Countries for Different Gaming Licenses

 

Nevis Gaming License

The Nevis license offers broad international access but enforces strict geo-blocking in accordance with global compliance standards. Operators must block players from the following countries:

  • United States
  • United Kingdom
  • France
  • Germany
  • Netherlands
  • Spain
  • Australia
  • St. Kitts & Nevis
  • All FATF blacklisted countries and sanctioned jurisdictions

 

Curacao Gaming License

The Curacao license allows operators to accept players from most countries, but there are some exceptions. Here’s the list of restricted countries:

  • United States
  • United Kingdom
  • France
  • Australia
  • Curacao
  • Netherlands
  • Spain
  • Italy
  • Belgium
  • And other countries that appear on the FATF blacklist