Reviews of Banks & Financial Institutions

With so many financial institutions to choose from, it can be hard to know who to trust. Money-Gate ever-growing list of bank reviews is updated regularly

Valyuz is a leading electronic money institution registered and regulated in Lithuania and in Europe....

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Barclays plc is a British multinational universal bank, headquartered in London, England. Barclays operates as...

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Read Interview with Mantas Staliūnas, CEO   Verifo is a modern payment platform for your contemporary...

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A fully mobile banking experience, tailored to your needs We're a fully fledged bank, meaning...

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Everything you need for effortless spend management - Prepaid company cards, Simplified reporting, mobile app,...

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The technology company Stripe creates software for businesses to facilitate online payments. Stripe provides economic...

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  Free IBAN accounts in 10+ currencies, Free Visa Card accepted worldwide, 24/7 Access on...

Overall rating is a regulated Electronic Money Institution (EMI) owned by “Secure Nordic Payments”, UAB. We...

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Media Affiliate License Cost
If you are interested in participating in the online casino and sports betting market boom, then becoming an affiliate of an existing casino can be the fastest and most accessible...
Crypto Friendly Business Banks in Europe
GBO’s crypto experts will assist you to obtain a crypto business account Right from the beginning of this shift into digital transactions for cryptocurrencies, we at GBO have built strong...
Cryptocurrency License Costs
GBO’s Crypto experts will assist you to obtain a Cryptocurrency License GBO provides all the services and advice you need to set up your new cryptocurrency exchange properly. Call us to...
Features of International Business Bank Accounts

Features of International Business Bank Accounts Setting up a business bank account is an elementary part of establishing a business built for success. There are many regulations to bear in mind and you would have an advantage by drawing on the experience of our GBO...

European Banks
European Banks
Crypto Friendly Business Banks in Europe
GBO’s crypto experts will assist you to obtain a crypto business account Right from the beginning of this shift into digital transactions for cryptocurrencies, we at GBO have built strong...
European Banks
About Tranzbase
What is Tranzbase?     Tranzbase is a network of convenient banking solutions based on a unified online platform: all types of innovative banking services and internal services for managing...
European Banks
Rating European Banks By Efficiency
European Banks graded by bank efficiency ratio   There are several interesting observations buried deep in the most recent Financial Stability Review from the European Central Bank. We feel that...
About Tranzbase
What is Tranzbase?     Tranzbase is a network of convenient banking solutions based on a unified online platform: all types of innovative banking services and internal services for managing...
How moving towards a cashless culture impacts Fintech banks
There is a movement in many countries into what is known as the digital wallet . It is replacing the old concept of 'hard money' in the form of notes...
FinTech Adoption Trends
The implementation of FinTech across the Globe The FinTech industry is all grown up and has earned a respected place among other tech industries. These financial technology organizations offer innovative...
digital money
How moving towards a cashless culture impacts Fintech banks

There is a movement in many countries into what is known as the digital wallet . It is replacing the old concept of 'hard money' in the form of notes and coins carried around inside a wallet or purse or saved inside the bank to...

How Much is a Crypto Gambling License Cost?
If you want to start a new online gambling service or are interested in adding the ability for customers to transact in cryptocurrency to an existing online casino, talk to...
e-Gaming Payments Software
When you investigate the many options that are marketed for such solutions, you can rely on the expert advice that our team at GBO will provide. We also can advise...
Comparing The Top Online Gambling Jurisdictions
GBO is a market-leading of Curacao Gaming License provider with hundreds of licenses already obtained for our customers Speak with us about obtaining a Curacao Gaming License     Online...
How to Succeed in AML screening for a Gaming Business

I am text block. Click edit button to change this text. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo. The GBO team will be happy to assist you to form the most suitable gaming corporate...

Interview with GBO International Financial Services
Interview with: GBO International Financial Services GBO International Financial Services is operating from 2009, more than 12 years, with 1000’s of world-wide clients, most of them companies. We offer our...
Interview with: Rotem Hamburger, Director of Business Development at Valyuz UAB
Interview with: Rotem Hamburger, Director of Business Development at Valyuz UAB   Rotem has over 20 years of experience as an entrepreneur, business development and consulting, in various industries. Working and assisting...
Interview with Isaac T. Armoni, founder of Wallter UAB
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Interview with GBO International Financial Services

Interview with: GBO International Financial Services GBO International Financial Services is operating from 2009, more than 12 years, with 1000’s of world-wide clients, most of them companies. We offer our clients state-of-the-art corporate banking solutions in Europe, gaming licensing in Curacao and in Malta and...

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Interview with GBO International Financial Services

Interview with: GBO International Financial Services

GBO International Financial Services is operating from 2009, more than 12 years, with 1000’s of world-wide clients, most of them companies.
We offer our clients state-of-the-art corporate banking solutions in Europe, gaming licensing in Curacao and in Malta and payment solutions. We push all the time with any new services and develop our B2B connections. In this market, if you have winning services and excellent customer support, you can outshine the competitor.


Visit GBO

  1. Can you tell us about GBO?


GBO International Financial Services is operating from 2009, more than 11 years, with 1000’s of world-wide clients, most of them companies.

We offer our clients state-of-the-art corporate banking solutions in Europe, gaming licensing in Curacao and in Malta and payment solutions. We push all the time with any new services and develop our B2B connections. In this market, if you have winning services and excellent customer support, you can outshine the competitor


  1. Please describe your industry/main market

We operate in the corporate services sector as most of our clients are companies or entrepreneurs that setting up new startups and companies. We specialized with the gaming industry – obtaining gaming licenses, assist with opening corporate bank accounts and Merchant Accounts and company formation. We also offer PR and Marketing platform for financials Institutions.


  1. What are your main services?

Corporate bank accounts, company formation, obtaining gaming licenses such as Curacao Gaming License


  1. What direction is the EMI’s industry going in terms of growth after the explosion of companies in the last few years?

The big boom in the finance industry in recent years. Dozens of companies have been established in recent years, mainly companies from Lithuania Malta and the UK. EMI management requires a lot of resources, especially regulatory, systems and sales and unfortunately many EMIs fail to reach stability. Many of them are from high-risk areas, areas that are now considered very high risk, a risk that the EMI regulators are not willing to accept, so we see companies merging and staying active – the level of risk that EMIs are willing to take has dropped greatly.


  1. Can you describe what are the 3 main opportunities in the banking industry in Europe?

The crypto industry, the development of SEPA and the digitization of banking products and systems


  1. How to do you see your industry 3 years from now?

The size advantage will play a major role in the finance and banking services industry. Competition for traffic and customers will be more complex and the service that customers expect will be much more professional and accurate than today. Already today and especially after 2020 – the year of the corona, we see companies changing their activities and entering areas that were not important to enter in the past – the need to generate additional income pushes for news and creativity.


  1. What are your most valuable strengths?

Professionalism and reliability without a doubt. We have been operating for over 12 years with thousands of customers with almost no glitches or complaints. Our network of contacts encompasses the world in many fields and in the end our customers enjoy the most advanced solutions on the market.


  • Which industries you focus on?

Mainly high-medium risk – eCommerce, Marketing companies, Gaming, media and online activities


  • What make you unique in the corporate services industry?

We do not compromise on professionalism, for example we do not work or provide service to companies that operate in regulatory areas but rather hold a suitable license – does not suit us and does not threaten our business partners such as banks and clearing companies to provide service to such customers


Our team will be happy to assist you to form most suitable corporate, banking structure and gaming licensing needs for you throughout our wide network of banks, payment processors and gaming regulators.

2022 Comparison: Revolut vs Transferwise

Two of the most popular and successful new online banking services are Revolut and Transferwise. Each one can boast a solid history of growth with similar services for customers, so if you are looking for a bank to handle your finance, how to decide between Revolut vs Transferwise? We are here to help you make the right decision based on your own needs.


Before dealing with the advantages of choosing either Revolut or Transferwise, consider the following table of Transferwise card vs Revolut.


Compare Transferwise vs Revolut common features and main differences as we summarize here:

Revolut difference
Transferwise difference
Multiple debit cards
Options for multiple debit cards for each account - besides the physical card, you can create up to 5 virtual cards
Only allows one card per account
Multi-currency accounts
Supports 140 currencies, limits to 24 different currencies simultaneously
Supports 96 currencies, enables 50 currencies simultaneously
Account options
Choice of 3 levels (Standard, Metal, Premium)
Only one account type (free)
Cheap money transfers in many different currencies
For cross-currency transfers inside the Eurozone, up to €5000 per month is free, above that, charging 0.5%
Charges mid-range exchange rates for transfers, and charges a fee between 0.2% and 0.5% for each transaction (may be higher for some currencies)
Supported currencies can receive money in CHF, EUR, and GBP can receive money in USD, AUD, CHF, EUR, and GBP
For cross-currency transfers inside the Eurozone, up to €5000 per month is free, above that, charging 0.5%
Charges mid-range exchange rates for transfers, and charges a fee between 0.2% and 0.5% for each transaction (may be higher for some currencies)
Supported internationally
Mostly limited to European countries (32 as at end 2020) plus USA
Available in the USA and across 48 countries
Allow setting limits on card withdrawals
£3000 max per day. For transfer - £100,000 per day up to £250,000 per week
£1000 per withdrawal, up to £1500 per day, £4000 per month. Purchases up to £10,000 per day and £30,000 per month
Type of debit card
Offers a Mastercard and a Maestro
Only offers a Mastercard
Currency exchange costs
Offers transfers for free for each currency pair up to £1000, then 0.5% on each transfer
Uses a complicated pricing system to pay between 0.3 and 0.7% fee on each transfer, depending on the currency pair
Assurance of received amounts
The recipient may lose some money because of the fees
Guarantees the amount the recipient will receive from a bank transfer. Transferwise has local accounts for all their currencies
Cyptocurrency facilities
Can hold cryptocurrencies in your account but will pay a 1.5% fee for each buy or sell
Doesn't support transfers to Bitcoin or any other cryptocurrency
Offer a way to do money transfers from one account to another or to another bank account
Can send money either from your bank account (paying with a credit/debit card or bank/SWIFT transfer) or send money from a Borderless account
Banking license advantages
Has a banking license, important for business customers.
Unique features
Can make payments via Apple Pay Google Pay available in the UK and Europe Can set up recurring payments and direct debit payments to pay for your bills or purchases
Has a better reputation than Revolut, after some reports of suspicious transactions in 2019
Cost of transfers
Cheaper for small amounts (less than €1000 per transfer)
Cheaper for weekend transfers, large amounts and special currencies

Overall, there is no clear winner in the competition of Revolut vs. Transferwise. Each one has shared general features that are basic to everyone’s requirements, and both are good choices. Making the difference would be things that are particular to your own specific requirements. Use our SWIFT code finder for find any SWIFT code and address of financial institution around the world.

Largest Banks in the Middle East

The biggest banks in the middle east at 2022 / largest bank in middle east / top banks in middle east


A ranking of the 100 largest banks in the Middle East gathers data from 22 countries and represents a total of $2.85 trillion in combined assets and $98.1 billion in net income. Only banks whose financial data was available in financial year 2019 were included in the ranking. The list combines regular banks that operate according to universal practice and Islamic banks that operate in accordance with Sharia laws governing interest on loans and deposits for Muslim customers.

The largest bank in the Middle East is Qatar National Bank, with total assets of nearly 2.6 trillion dollars. In the ranking of the 10 top banks in the Middle East, Saudi Arabia has the largest number, with four out of ten. United Arab Emirates has three, followed by Qatar, Egypt and Kuwait with one each.  On aggregate, the top 10 banks accounted for 32.3% and 31.7% of combined assets and net income, respectively.


We have researched and prepare lists of:

Number of banks
Saudi Arabia
United Arab Emirates

The following is the complete list of the 100 largest Middle Eastern banks by assets.

Projecting the top 10 Middle Eastern banks in the world 2022 is now extremely difficult, owing to the volatility in oil prices, which is the major factor in determining the economic climate for the oil-producing Middle-East countries that make up more than two-thirds of the total number of banks, and nine out of ten in the top ten banks.

Banking System Providers

Gartner defines a core banking system as a back-end system that processes daily banking transactions and posts updates to accounts and other financial records.


Lean more about Banking As a Service – 172 companies in our list


Core banking system providers working in the digital economy are a central distinguishing feature separating the banks that are leading in the transition over to modern services from the rest of the more traditional banks.

Internet banks are serving customers at around one third of the cost-per-transaction of traditional banks and so are winning a much larger share of the market. Being able to launch software for banks’ core banking activities quickly is a critical competitive advantage for the types of core banking systems in the current marketplace because customers increasingly expect personalized service and want it in real-time.

Competition in the banking industry is intensifying. Fintechs are working best by targeting weaknesses in the portfolio of services provided by the conventional banks. As a result, even though having been in operation for only a few years, some of the big fintech entities have already accumulated large customer bases, and pose a real threat to the balance of the sector.
The fintechs are growing their businesses and attracting customers with the help of modern core banking solutions, which enables them to innovate faster and operate more efficiently.


Cost and speed of application development for core banking system architecture providers is probably more important than anything else. For conventional banking systems banks may be spending as much as two-thirds of their system upgrade budgets on catch-up alone. Dealing with older legacy systems associated with manual deployment and traditional manual operational processes combine to keep costs high.

For the banks, there is some light at the end of the tunnel. A new generation of cloud-native core banking platforms is emerging, such as Mambu, 10X, Thought Machine, and FinXact, as well as products from the traditional core platform vendors.


These promise to help banks radically modernize and accelerate the benefits through higher developer productivity and removal of technical hurdles. They can achieve further efficiencies by leveraging cloud-based services, which enable them to deploy new products and scale infrastructure quickly, and use development tools that support automation.

  • Modern platforms support integrated data sets and single sources of information, which in turn create the ability, in real-time, to offer personalized experiences to the customers in the user interface, at the same time as running advanced artificial intelligence analytics for more accurate decision-making.
  • Conventional banks are following this course of action because they urgently need to replace their core platforms due to obsolescence and because of changed regulatory standards. One strategy being adopted by some banks is to retain their legacy platforms but progressively minimizing their importance, while developing or acquiring replacement systems that will eventually take over full functionality.


This is seen as a safer and less expensive option rather than investing heavily in upgrading the legacy systems.
Spending on core banking systems over the current year or two is going to be substantial. Most banks have earmarked substantial budgets of the order of $10 million or more for 2022, with around a fifth planning to invest as much as $40 million,as reported in a survey.

Guide to Merchant Account provision for CBD business

Finding a high-risk merchant account provider for your CBD internet business


Contact us for CBD Corporate Solutions

Why do internet marketers need a Merchant Account?

When a customer makes an online purchase from a merchant’s website that is going to be charged to his credit/debit card, the payment gateway allows for accepting the card details, and performing the necessary checks and validations. A merchant account is essential so that the account holder receives the payment processing services necessary for accepting credit and debit card transactions. Once processed, the funds are credited to a merchant account established by the business owner and when the payment is finally approved by the payment gateway, the merchant’s business bank account in their own bank is credited. A merchant has no direct control over his merchant account, it is simply a retaining account for funds to be held until the transaction is finalized.


What makes CBD business a special case?

CBD stands for cannabidiol and it is the less active ingredients of cannabis (marijuana). Cannabis has for many years been treated as an illegal Schedule I drug and it could not be sold in any market, including over the internet. It is really CBD’s sister ingredient THC that puts cannabis onto the banned list.


Everything changed in 2018 when President Trump signed the Farm Bill into law legalizing hemp, which is a type of plant totally without THC, and with very low levels (typically less than 0.3%) of cannabidiol. Before the change, “hemp” was generally used to describe a non-intoxicating plant of the genus Cannabaceae that has been harvested for the industrial use of its derived products, which can be to produce crucial resources such as food, rope, clothing, paper, housing material etc.
Prior to this law, hemp itself, and CBD extracted from it, were both classified as parts of the Federal Drug Enforcement Administration’s list of banned substances. As a result, in setting up business to market CBD oils and related products, some special conditions kick-in.


Immediately after the change in the laws, there was a massive growth in levels of business and demand for merchant accounts. However, most of the banks refused to provide these services, and within a very short time, more than 90% of total accounts supported came from a single CBD payment processor, Elavon Inc., a subsidiary of U.S. Bancorp. However, very shortly afterwards, they decided that the risks were too great, and dropped this service, leaving just a single provider available to support the whole US market.


The CBD rules and regulations will continue to change and evolve as the culture, landscape, and markets continue to adjust. This potential of change creates a lot of uncertainty among more traditional service providers such as merchant account banks. If you want to move forward and accept credit and debit cards, you must find a merchant account service that fully understands and deals with all aspects of CBD business.



The whole scope of the trade is flagged as being “high-risk”. CBD is not the only kind of business flagged as high-risk and It shares many of the problems in setting up banking and merchant accounts. You can get a better picture of what high-risk means here:
How to setup banking for a CBD business

What Makes a Company High Risk?

When it comes to setting up the necessary banking facilities, as we describe here, many banks will neither establish a corporate banking facility nor will they provide merchant accounts for companies that are wanting to trade in CBD products. For this reason, the whole subject needs special treatment under the heading of this article – high-risk merchant accounts providers for CBD.

What financial services does a CBD online business need?

  • CBD online businesses need to pay traffic generators like Google, Facebook and other platforms that create direct traffic and leads.
  • CBD online businesses need to pay for the constant up-date, maintenance, operation and work needed on their website. This may require payment to social media accounts, content writers, domains, servers and office expenses.
  • CBD online businesses will hopefully have expansion expenses including hiring new staff, renting office space and other operational expenses, legal services, utilities etc.
  • CBD Businesses Account Needs Financial Services to Receive Payments.
  • CBD online businesses will need a way to receive payment for their products sold online to direct customers.
  • CBD online businesses need to be able to receive card payments from customers making online purchases. For this CBD online businesses need a high risk merchant account and business bank account.
  • You may also need an account where you can accept funds from third parties.

Need for a High-Risk Merchant Account

All online businesses need a merchant account in order to accept online card payments. If banks refuse to give them a regular merchant account, then the company can apply for a high risk merchant account. High risk merchant accounts perform the same function as a regular merchant account but because the bank is taking a higher risk they impose higher fees and charges as well as stricter contract conditions. With high risk merchant accounts, the bank may use risk management strategies like a rolling reserve, to protect the bank and the merchant from potential losses.

High Risk Merchant Account Providers for CBD in Europe

We have conducted in-depth research into the subject of high-risk merchant account providers, along with which are most suitable for high-risk business like CBD trade. Read more of the up-to-date picture here:

Best High Risk Merchant Account in Europe 2021

Largest Electronic Money Institutions in Europe

How Do Merchant Account Providers Determine a Business’s Risk Level?

Offshore CBD Payment Processing

The main need for an offshore merchant account is where the account is underwritten by a bank or processor that is situated in a different country from the one where the business is located. The most common reasons for needing an offshore account are where the merchant does a significant amount of business in a foreign country and needs to accept payments in that local currency or has offices in different countries, and needs separate merchant accounts for each.
Another reason is when a business is considered to be so risky that it cannot obtain a regular high-risk merchant account in its own country of operation and domicile. This is one of the main features for CBD businesses right now, until the dust settles.
When considering an offshore merchant account for CBD, the many different regulations that will apply for interstate/cross-border trade in THC products will have an effect on whether the service will be provided, and on the rates charged by any banks that do provide such service.

How do I process CBD payments?

The merchant account providers listed in this document provide for standard processing when payment is made by credit card/debit card. The terms may vary depending on the domicile of the vendor and of the purchaser, including some features such as age validation. eCommerce payment gateways must have the necessary security and hack detection features to protect the transaction from start to finish. There should be no requirement imposed by the merchant account service provider for extra levels of protection.

Interest rate levels in percentages per annum

Since the financial crisis of 2008, banking interest rates for customer accounts have followed the steep decline in central banks’ prime lending rates. This is due to the policies followed by the major economies to flood the markets with cash in order to stimulate spending and save a complete melt-down.


A comparison of European Central Bank banking interest rates over the two decades illustrates how general instability in the economy affects interest rates, with the ECB making frequent adjustments in the early years of the century – post the overheating which triggered higher rates to keep the lid on – and in response to the 2008 crisis where in just 30 months, rates fell from 3.25% to 0.25%. Throughout 2020, the central bank has kept rates effectively at zero.

Interest rate levels in percentages per annum-1

Online banks can usually offer higher interest rates on deposits and savings accounts than brick-and-mortar banks. They are able to do this because they usually have fewer overhead costs. Online banks also need a way to attract money, so they tend to offer higher yields than banks with branches.

The actual rate of interest will depend on the type of savings account. For example:

    • Fixed deposits are time deposits, leaving the money in the account for a set period. They are available at traditional banks as well as online banks and online banks tend to offer better interest rates.
    • High-yield savings accounts are savings accounts that offer a higher annual percentage yield, compared to regular savings accounts. Online banks often offer high-yield savings accounts to attract savers who want to earn a better interest rate than what is found at brick-and-mortar banks and credit unions. The disadvantages of this type of account are that transferring money between an online savings account and other accounts can take up to a few days to process and may incur charges, and access to the account via ATM for deposits and withdrawals varies, depending on the bank.


  • Standard savings accounts usually offer low variable interest but funds can usually be accessed instantly with no penalties for withdrawal, making it extremely flexible.
  • Fixed-rate savings accounts offer high, fixed rates that are guaranteed throughout the entire term – providing one of the best savings account interest rates available. However, they require you to make one large initial deposit for a fixed period. There is often a fee for early withdrawal.
  • Notice accounts require advance notice before money is withdrawn. Usually this is between 30 and 90 days and the bank will normally request the specific amount you intend to withdraw. However, because the bank or building society has this notice period, they are able to offer a higher interest rate.


A few examples of the best online banking interest rates in Europe are:

  • ING Direct in Spain offers up to 1.50% for fixed deposits for term of 1 – 12 months with a maximum account balance of 1 million EUR, interest paid annually
  • In Italy, Banca IFIS offers up to 1.09% for 1 – 12 months fixed deposits, IBL Banca offers 1.00%, CheBanca! offers 0.25 – 1.50% all with maximum account balance of 1 million EUR, interest paid annually
  • In Germany, Targobank offers 1%, with a maximum account balance of 40,000 EUR, interest paid annually.
  • Banks in Finland are offering higher rates, up to 3%, but this service is restricted to citizens of the country.
  • For the best European high interest saving account in 2022, it will be necessary to commit the funds for longer periods. For example, the difference between short-term year and 5 year savings account rates in the UK is substantial. A 3 month account will yield just 0.45% next year, while 5 year accounts, with withdrawal limits, will yield more than double that at 0.95%.


The best interest rates in Europe over the next several months are unlikely to change substantially from current offerings. As has just happened in the USA, enormous government spending packages in response to the new wave of the COVID-19 virus are going to flood the money markets with cheap cash and keep central bank rates down to zero, so there is little reason to expect that commercial lenders will have to up their own lending rates because of higher borrowing costs.

Largest Electronic Money Institutions in Malta 2021 – 2022

Malta has become one of the most vibrant environments for operating electronic gambling businesses, and as a consequence, there has been a sharp increase in the number of Electronic Money Institutions (EMIs) that offer the infrastructure for handling the transactions in this sector. Malta now has the third highest number of EMIs in Europe, coming after the UK and Lithuania.


Malta was one of the first EU jurisdictions to issue specific regulations for EMIs. Today, Malta continues to be at the forefront of technology regulation and fintech, having been the first jurisdiction to enact specific DLT (Blockchain) and cryptocurrencies regulatory frameworks. The main advantages that Malta offers to EMIs are a high level of economic and political stability, an excellent telecom and IT infrastructure with outstanding levels of availability and stability, Malta’s early enactment of laws in relation to blockchain and other fintech services, and probably the most important advantage lies in its membership of the European Union which means that Malta-based EMIs have a passport to offer services right across the EU.


Authorization of electronic money institutions in Malta is controlled by the Malta Financial Services Authority which defines an electronic money institution as an institution undertaking payment services and the issuance of electronic money. EMIs based in Malta are allowed to issue debit cards (such as a chip device) but not credit cards since such institutions are not permitted to undertake lending or other bank related activities.


The majority of the EMIs are privately owned with low initial start-up capital investment, just enough to meet the requirements of the European regulations that stipulates a minimum paid-up capital of €350,000. With the exception of EMIs that have been listed onto a public stock exchange, it is not possible to determine the size of each of the banks in order to draw up a list of the largest electronic money institutions in Malta.

Without being able to validate comparative rankings, the following is the full alphabetic list we have assembles as at 30 September, 2021

Largest Electronic Money Institutions in Malta 2021 - 2022

To summarise, Electronic Money Institutions in Malta are offering innovative services for digital transactions that most conventional banks have been slow to take up on. EMIs are flexible and sensitive to the changing demands of the modern economies and can also take advantage of the relatively relaxed legislative and regulatory climate offered by authorities in Europe. Malta represents a strong competitor to the UK, especially when taking into account the possible disruption of a “no-deal” Brexit.

Digital Banking Conferences and Events 2022

Attending digital banking events is always a great way to stay ahead of the pack and get the latest information about innovations and advances in digital banking. In 2022 there is a packed line-up of digital banking conferences, conventions and special events. Learn about current trends, get insights from leading digital banking professionals and hear expert speakers discussing the future of banking. These conferences often include workshops and open panel discussions where you can use industry leaders as your sounding board for new ideas and hone your skills. And let’s not forget the networking opportunities that conferences offer, giving you a way to meet fellow industry professionals face to face even if they come from across the globe. To help you choose which top digital banking events to attend in 2022 here is a list of the best upcoming events.

Top International Digital Banking Events in 2022


  • Finance for Executives
  • Where: Singapore
  • When: March 2022

This conference looks at the challenges facing the decision-makers and leaders in finance. There will be an introduction to accounting and financial analysis for executives that are not specialists in finance. This overview of financial strategies will help executives integrate a financial perspective into their management and decision-making.


ICBA Live National Convention

Where: Gayland Palms Resort & Convention Center, Orlando, USA

When: March 2022

This event is for community-banking, it is a networking and educational opportunity for those in the banking industry. There will be more than 3,000 attendees as well as hundreds of industry leaders and innovators. The event includes the largest expo of community-bank tailored products and services.


Cards and Payments Innovation Europe

Where: Melia Avenida America, Madrid, Spain

When: March 2022

Your ticket to this MoneyLIVE event includes meeting leading retail banks, payments providers, FinTech experts and digital challengers from across Europe. With over 20 senior speakers and more than 200 senior payments professionals you’ll be part of a discussion on authentication, new entrants, PSD2, SEPA and more.


International Cash & Treasury Management Conference

Where: Industriens Hus, Copenhagen, Denmark

When: March 2022

Treasury, finance and banking professionals with at least 5 years’ practical experience in treasury management can attend this exclusive event to learn advanced treasury management techniques.


General Audit Management Conference Las Vegas

Where: ARIA Resort & Casino Las Vegas, Las Vegas, USA

When: March 2022

At this event the future of internal auditing will be discussed as well as auditing strategy, information technology risks and tools and resources you can use to increase the value of your team. This event is organized by the Institute of Internal Auditors.


RBI 2022 EU

Where: Business Design Center, London, UK

When: March 2022

At this year’s RBI EU conference topic discussed will include the future of commercial banking; collaborations and their connection to open banking and payment innovations; regulations; open banking; the future of payments and emerging technology that can transform banking.


9th Annual Community Bankers Conference

Where: Four Seasons Resort and Club, Dallas at Las Colinas, USA

When: April 2022

Community-banks professionals come together at this annual event to discuss and examine the latest expansion in the industry. With experts predicting a recession starting in 2022 bank management teams will be looking at rethinking strategy, technology, talent development and their relationship with core providers. The event will include panel discussions, networking and one-on-one conversations.


Financial Branding Forum 2022

Where: ARIA Hotel Resort, Las Vegas, USA

When: April 2022

This exclusive conference covers CX, marketing, data analytics and digital transformation of the banking industry. One of the keynote speakers this year will be Martha Stewart who will share her experience on international branding. 1 in 15 industries in the US will be attending and there will be over 2,500 senior-level banking executives at this event.


Money Live Digital Banking

Where: etc. Venues St. Paul’s, London, UK

When: June – July 2022

The hot topic of this conference is how the latest disruptive technologies will affect your business, your clients and your customers. Subjects to be discussed include AI, open-APIs, chatbots, voice tech and quantum computing among other things.


Digital Banking 2022

Where: Austin, Texas, USA

When: June 2022

This 2022 event is the largest digital banking event in the industry. Subjects covered during the conference include AI, blockchain, CX, privacy, technology strategies, mobile financial services for consumers and commercial customers, payments and disruption. The event will be attended by over 1,700 senior level executives from FinTech and financial institutions.


Finovate Asia 2022

Where: Singapore

When: June 2022

With Finovate Asia you can learn from and network with leading professionals from financial institutions, regulators, tech platforms, investors and start-ups.


Annual Conference Digital Banking in the Era of AI

Where: Paris, France

When: October 2022

Attendees at this conference will get insights into facing hyper-competition, how to enhance services and keys to pivot their business model. An interesting topic of this conference will be how we in the west can learn from the Chinese model and the mobile-only British banking challengers.


Shenzhen International Finance Expo

Where: Shenzhen Convention & Exhibition Center, Shenzhen, China

When: November 2022

This event will be attended by up to 20,000 visitors and there will be up to 500 exhibitors. The expo will feature securities, funds, foreign exchange, integrated finance, science and technology finance and banking institutions.


Future of Financial Services

Where: International Convention Centre Sydney, Sydney, Australia

When: November 2022

This is known to be one of the most important tech-focused events in the financial industry. Here you can get insights into the future of digital banking, transformational trends and technological innovations while taking part in conversations and debates with over 1,000 industry peers.


Technology & Innovation Showcase

Where: Williamsburg Lodge, Williamsburg, USA

When: December 2022

At this event accounting and financial professionals will be exposed to new technologies that can facilitate growth and increased productivity. There will be many continual educational opportunities, live demos, interactive events and opportunities to interact with solution providers that are changing the future of finance.


Why attend digital banking events in 2022 ?

Networking opportunities: These days it is rare to come face to face with other professionals when most business is done online or by phone. At digital banking events you can meet, brainstorm and form new collaborations and connections that may be useful in the future.
Present yourself to the world: This is your opportunity not only to learn about other professionals but to launch yourself and put yourself on the map.
Learn from other professionals: Digital banking events give you the rare opportunity to learn directly from experienced professionals and industry leaders.
Choose the right event for you: Not all digital banking events will be relevant to your niche. Attend the events that will benefit you most.
Be the first: Attendees of digital banking events will be the first to learn about the latest innovations before they even appear in the media. Many new technologies, services and products are launched at digital banking conferences.


Gain a professional advantage by attending top digital banking events in 2022.

Largest Islamic Banks in the World

The GBO team will be happy to assist you to open your business bank account throughout our wide network of banks, payment processors and financial institutions.

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Islamic banks that operate under the specific laws of Sharia that forbid charging and paying interest to Muslim customers form a highly specialized sector of the banking industry.

In addition, the religious law forbids trading of assets that are non-Shariah compliant (or haram). As well as catering for Muslim customers, it is growing to be considered a more equitable and sustainable form of finance in the rest of the world, and so has also gained popularity outside the Muslim world.

The following is the complete list of the 100 largest Islamic banks by assets.

100 largest Islamic banks

This ranking of the 100 largest Islamic banks in the world gathers data from 22 countries and represents a total of $903.9 billion in combined assets, $583.4 billion in net loans, $662.4 billion in deposits and $12.9 billion in net profit. Only Islamic banks whose financial data was available in financial year 2018 were included in the ranking.

  • Saudi Arabia-based Al Rajhi Bank is the largest Islamic bank, and the bank saw its total assets expand by 6.4% to $97.3 billion. Dubai Islamic Bank is the second-largest Islamic bank, and Maybank Islamic, the largest Islamic bank in Asia Pacific, ranks #4, read here about the largest banks in Asia Pacific.
  • The top 10 largest banks include eight banks from the Middle East and two banks from Asia Pacific. On aggregate, the top 10 accounted for 51.3% and 67.7% of combined assets and net profits, respectively.
  • Malaysia, Saudi Arabia, the UAE, Qatar and Kuwait are the largest markets in terms of the Islamic bank assets, with their aggregate assets representing 79% of the combined assets of the 100 largest Islamic banks. The Islamic banks in Malaysia, including both domestic and foreign Islamic banks, held six out of the top 20 ranks and 16 of the total 100. Notably, the combined assets of all Malaysian Islamic banks accounted for 23% of the 100 largest Islamic banks’ assets. After Malaysia, Bahrain and Indonesia have the next largest number of Islamic banks at 15 and 13, respectively. However, the aggregate bank assets in Bahrain and Indonesia accounted for only 6% and 2%, respectively.


Projecting the top 10 Islamic banks in the world 2022 is now extremely difficult, owing to the volatility in oil prices, which is the major factor in determining the economic climate for the Middle-East countries that make up more than half of the total number of banks, and eight out of ten in the top ten banks.